Thriving on One Income
I very often get emails asking how my husband and I have managed to live on a part-time income, stay out of debt, and survive through law school (We're not quite there yet -- just a few more months, Lord-willing!). In my mind, it wasn't anything incredible-- we just did what we knew God called us to, we trusted that God would be faithful to His promises (which He has!), and we learned to be creative.
For those who would like some practical ideas of how we did this, I have written on this rather extensively in past posts.
You can search the archives (sorry that Blogger doesn't have fancy-schmancy topics I can organize posts by, or it would make it a lot easier!) to find many more ideas and thoughts on the subject of frugality and thriving on one income, but here are a few posts to get you started:
Thriving On One Income
Cutting Back on Meat
Don't Be Miserable, Just Miserly
Practical Ideas
Grocery Shopping on a Budget
Ideas for Saving Money on Groceries (shared by Readers)
Favorite Frugal Recipes (shared by Readers)
For those who would like some practical ideas of how we did this, I have written on this rather extensively in past posts.
You can search the archives (sorry that Blogger doesn't have fancy-schmancy topics I can organize posts by, or it would make it a lot easier!) to find many more ideas and thoughts on the subject of frugality and thriving on one income, but here are a few posts to get you started:
Thriving On One Income
Cutting Back on Meat
Don't Be Miserable, Just Miserly
Practical Ideas
Grocery Shopping on a Budget
Ideas for Saving Money on Groceries (shared by Readers)
Favorite Frugal Recipes (shared by Readers)
posted by Crystal Paine at 10:39 AM
4 Comments:
Hi. Do you all pay his law school tuition in full every year or is that through loans? Or did you all save up for tution before starting school?
Jesse had saved up for law school before we got married and then he was able to get a few private scholarships due to his test scores -- that is how he was able to pay for law school. We have lived on the grace and loving provision of the Lord through his part-time income and various things the Lord has allowed me to do to help supplement that. We do not have any loans and hope, Lord-willing, to never go into debt.
Yes, never pay full price for grad or professional school! My husband and I were able to go with our tuition free, and got a small stipend even. (I taught classes and he worked slave hours in a lab- hard, but it paid the bills!)
Sadly, we do have my husband's student loans from undergrad, but they paid us to go to grad school.
One thing about thriving on one income that you have to be careful to do is to make sure you do not eat so badly that you ruin your health. I have read many articles on frugal living or blog posts (not here) on how they save money by cutting out fresh fruits and vegetables and not allowing children to get full to cut down on food costs.
By example I learned how years of doing this, and not even that long can do things to your health in the long run.
I really enjoy reading some of your ideas, Crystal, because you show how to eat good, healthy, without cutting out all the healthier things of eating.
Our family lived on basically nothing for a time period in our lives, and a very healthy family, that hardly ever got sick, went to having numerous health problems. I was so sick the first year I was married that I had complications in delivery because of lack of strength. The rest of my family had of the oddest and worst sicknesses that popped up everywhere.
So, anyhow, we still eat really cheap, but we eat better than we used to. And I buy fruits and vegetables first!
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